10/28/2025

Documents Show the Average ACA Premiums Are Set to Rise 30 Percent

The higher prices could impact as many at 17 million Americans

Premiums for the most popular types of plans sold on the federal health insurance marketplace Healthcare.gov will spike on average by 30 percent next year, according to final rates approved by the Centers for Medicare and Medicaid Services (CMS) and shown in documents reviewed by The Washington Post.

The higher prices — affecting up to 17 million Americans who buy coverage on the federal marketplace — reflect the largest annual premium increases by far in recent years. The higher premiums, along with the likely expiration of pandemic-era subsidies, mean millions of people will see their health insurance payments double or even triple in 2026.

The premium spikes, mirroring the rising cost of private-employer-sponsored plans, arrive during a protracted and bitter congressional battle over health insurance costs that prompted a government shutdown Oct. 1. Democrats have urged an extension of enhanced subsidies for plans sold through the Affordable Care Act (ACA) to soften the blow of rising insurance costs, while Republicans have said the additional assistance was never meant to be permanent.

Please select this link to read the complete article from The Washington Post.