Five Truths about Retirement that Retirees Wish They Had Known Sooner

When it comes to retirement, Maggie Mulqueen may have more inside knowledge than most people. As a psychologist, the 71-year-old has talked clients through the ups and downs of this time, heard their regrets and learned about factors that cause some people to struggle and others to thrive.

Even with all the insight from others, Mulqueen said it is hard to know what to expect until she gets there herself. "There are a huge number of differentiating variables at play," she said, noting how factors such as socioeconomic status, profession, health and relationship to work can all affect how it looks and feels to retire.

"My retirement won't look exactly like the retirement of my clients, my friend group or even my husband," Mulqueen said. "I'm lucky that I feel prepared in some ways, but you can't predict everything."

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